Short term loans, like payday loans, are a growing business, boosted by the effects of the economic slowdown. With its popularity, lending companies now compete for a greater share of the market. To encourage people to try payday loans, these companies and other private merchants offer minimal eligibility requirements and easy application processes for almost all their loan packages. A borrower is not required to file any documents or information in person in order to complete a loan application. In addition, there are no processing fees, just minimal charges. In most cases, there is also no credit checks involved with the application.
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